What Exactly is a HECM/Reverse Mortgage Loan? What are the Pros and Cons? Come to this Educational Presentation for home owners aged 62 and older to review rules and regulations of the HECM/Reverse Mortgage Loan Option. One hour. Casual. Informative. No sales, just informational from our area's experienced Reverse Mortgage Specialist for AAG American Advisors Group NMLS 9392 - the company Tom Selleck does the commercials on TV. Refreshments served. Seating is limited. John Reardon is pleased to help answer any questions!